Bybit 수수료 실제 내역 정리 및 광고 내용과의 차이점📊

I started wondering how much extra I'm spending using their crypto card. I'll have to check how much I'm losing on conversion fees and commissions

My numbers are similar, I am also VIP 0 with maybe 6k monthly volume and my taker is 0.055% same like you. For me biggest cost surprise was also funding rate, in october i was holding sol long for one week and funding ate around 11% of my position size, this is real money.

Adding to your dataset, ran an ETH short from October 14th through November 2nd, 19 days held during the chop. Entry $3,840 average, exit $3,510 average, position size around 8k notional. Funding totaled $94 paid (negative funding rate environment in late october worked in my favor for about 6 of those days, against me for 13). Trading fees on entry and exit combined were $11.40 at 0.055% taker on partial fills, 0.02% maker on the rest. Slippage on the staged exits was inside 0.04% across all four tranches which is honestly tighter than I'd modeled for that pair and that size.

Net the position cleared decent profit and the platform-level costs were exactly as advertised on the fee page when I cross-checked the statement against my journal, no hidden delta.

Your point about the convert spread is correct though, I never use that feature for the same reason, market orders on the spot pair end up cheaper even with the taker fee.