🇺🇸 트럼프 계좌, 어떻게 생각하세요?

If you read the fine print. It's essentially a scam account.

Setting up kids with an account at birth is a good idea imo. I don’t know enough about the details with Trump accounts, but it seems solid at a glance. My first kid missed it by a year, but we gotta start somewhere.

This can potentially be a great stepping stone to creating a a sovereign wealth fund funded by taxing mega tech and/or AI companies. Norway did it with oil and it works really well. If we set up a tax and paid “dividends” into the “Trump” accounts it could set up the next generation for a great future and protect them from the downsides of AI. I doubt this is Trumps goal, but maybe the next administration will be open to it.

i just had a kid so was able to sign up for that. feel icky bc trumps name is all over it but free money. anyways i see it as a way to put inheritance money. but ya i also have a 529 account

Is there *anything* he hasn't put his name on yet? When's the launch of Trump Toilet Paper?

Today's America is a joke. Let an illiterate rapist become president. Ridiculous, truly ridiculous.

if you have a kid and get the seeding money maybe it s good to get the free money but otherwise it seems pointless to me. I may be ignorant to the full details. My kids dont get seed money so Im not doing anything about it.

I'm thinking call them literally anything else

Should also invest into his cryptos if you wanna give him all your money

Why do you think it is superior to a 529 that was already in existence?

If they’re the first step in removing social security, I’d at least like to stop paying into that the same day these become available.

I don’t think it’s right for young ‘uns to have to pay twice.

If they just make an ISA-like system (like in Europe) — with no strings attached, I’m all for it.

More passive investing for Wall St to continually extract liquidity from. An account balance they can crash to make the holders capitulate, allowing them to buy the equity at pennies on the dollar. Guess 401ks weren't enough for them to steal.

Branding aside - I think generalized tax free growth accounts are a step in the right direction, similar to what Canada has with tax free savings accounts.

The 1k contribution is a little gimmicky and bizarre that the Dells funded it. (Clearly buying some favor)

The gaps in the short term - are for those planning to use it to save for educational expenses, 529s are better advantaged as they allow tax deductions for contributions and tax free withdrawals. Trump accounts aren't deductible and withdrawals are taxed.

For retirement use - there are more variations to retirement accounts but you're either getting the deductibility or the tax free withdrawal aspect - neither of which you'd get on the trump account.

Overall for a tax free growth brokerage in the middle - definitely advantageous, but makes less sense as why should only kids born after a certain time be eligible for that benefit.