지금이라도 투자 타이밍이 늦었을까요? 🤔

Just put it in VOO slowly over time and relax. Why are you trying to be a stock picker

Did you forget the /s?

If only there were some option between not investing and going full port in the frothiest end of the market. *V*exing *T*imes.

Then don't show up late. Here's what you do. Buy MSFT with your entire portfolio, come back in 2 years and cry happy tears. Oh and feel free to give me a 5-10% tip at that time as well.

I'd keep an eye on that second AI wave

Just DCA VTI and VXUS. Stop trying to time the market.

If you're close to retirement, the majority of your net worth should be in bonds or conservative equities. Don't blow your whole wad on FOMO catch-up gambling.

Nice b8, m8.

Where were you 2 months ago?

There is no 'get rich quick' methods that work.

Investing is a long term game as you are finding out.

If you want to spend some time learning, a lot of people use low risk options to make an income stream as they approach or are in retirement.

See the wheel strategy which uses high quality stocks to make an income. A good place to learn is r/Optionswheel.

Research companies that are making money but are being oversold because of AI craze. For instance SPGI, MA, V, ISRG, Boston Scientific. Just some of the names that have pulled back drastically but overall still solid companies. Eventually the money will rotate back into these as long as they keep growing revenue. Now there are risks especially with the credit card companies but it’s better than chasing MU, MRVL, AVGO etc…. I do own MU but I got in at 90$ a share, no way I’d fill port into semis right now. Take this for what it’s worth and do your own research.

“maybe trade a little forex, low budget stocks and options or crypto”. Wow…SMH, or is this a joke post?

SPYU. 4x the fun.

Just buy Google and chill

You ever buy SPCE... on weed?

Are you about to retire? What have you been doing the past several decades??

investing, i feel, doesn't have to be too complicated. if your job offers a match, take the full match, that's already a guaranteed gain on your money right there. my roth 401k is divvied up between an S&P 500 index, international, and a very small amount of bonds.

i'm planning on maxing my roth IRA every single year and investing closely to my roth 401k. simple. i have exposure to a lot of the market, some international, and will adjust my allocation on bonds the closer i get to retire. i'm a boglehead guy in that regard. you can do whatever you like but investing in index funds is the best way to go here. you can decide your strategy.

regarding stocks, i have a brokerage account where i'm buying shares and simply dollar cost-averaging in companies that i personally am a customer of like apple (i have an iphone), amazon (i buy stuff weekly from them, prime membership), costco...the list goes on. just buy. keep buying. just get in. don't worry about timing the market. just buy. take a swing for the fences every so often but just dive in dude. the longer you hold cash, the worse it gets as inflation eats away at your buying power.

NVTS, RZLV, DRTS

AMZN, GOOG (-10% off from ATH), META, MSFT I see all these on discounts and the frontier to benefit from AI if there is any benefit. Get in, otherwise VOO.

Your “problem” is not that you’re late, it’s that your indecisiveness and lack of risk tolerance makes you incompatible to triple/quadruple your money.

And that’s okay because these posts are casting shadows on those who have literally killed themselves after a yolo play went wrong.

For example, I’m up over 1,700% on NVDA but I had sold my Target at a 50% loss. Imagine two versions of me that yolo’d into NVDA and one that yolo’d into Target — you can’t for sure pick which one you want to be but you can sure as hell pick to be neither and diversify.