암호화폐 거래소 선택, 어디가 좋을까요? 🤔

For a small account I’d separate two decisions: where you buy, and where you actually want to keep funds. The cheapest exchange is not automatically the place I’d leave a meaningful balance for months.

If Coinbase is the one you already trust, use Advanced with limit orders before paying for Coinbase One. The simple buy flow is where the spread usually hurts. Coinbase One only really makes sense if your actual monthly fees saved are more than the subscription, not because the USDC yield happens to offset it on paper. That yield is still exchange/platform exposure, not a bank account.

Before moving size to any new venue, do a boring test: deposit a small amount, buy, withdraw to your own wallet, then withdraw cash back to your bank if that is part of your plan. If support, emails, or withdrawals are flaky at $50, they will feel much worse when the market is moving and you care about timing.

So my default would be: keep the trusted venue for fiat rails, use limit orders to reduce fee/spread pain, test any alternative with tiny amounts first, and do not let yield or lower fees talk you into keeping more funds on an exchange than you need.