내 포트폴리오 평가해 주세요 - 2025년 4분기 스톡 토론 🗂️

RKLB (44%) Needs no introduction

NBIS (12%) Infrastructure for processing, especially Nvidia

FRSH (8.5%) AI services platform and tech support

JSPR (7.5%) Bone marrow transplantation and blood disease medications

LUNR (19%) Spacecraft for the Moon and Mars

VSCO (6%) Victoria's Secret, well-known, needs no introduction

KRKNF (3%) Naval defense technologies and robotics

Current portfolio, strategy: growth, moderate risk. M50, US. Need to clean up the smaller holdings, not listed, so this doesn't add up to 100%.

- **NVDA:** 28.62%

- **AAPL:** 21.33%

- **COST:** 15.03%

- **MSFT:** 8.79%

- **BRK.B:** 5.42%

- **AMZN:** 5.41%

- **AVGO:** 4.84%

- **GOOG:** 4.04%

- **CIEN:** 1.73%

- **BABA:** 0.85%

- **AMD:** 0.78%

- **CVX:** 0.54%

- **QCOM:** 0.31%

19 year old college student mostly surviving off dividends.

EPD - 25%
EGO - 19%
BP - 17%
RF - 15%
EWZ - 14%
SOFI - 10%

VOO 47.4%
UNH 8.4%
PG 5.2%
KO 5.9%
CRWD 4.3%
COST 5.1%
QCOM 4.7%
MELI 5.2%
AMZN 9.4%
BRK.B 4.4%
thinking of adding around 7-9% vxus and 6% wm heading into 2026 by trimming off each individual stock holding

When I first got into stocks (in 2007) I was told to 'diversify' by picking 10 different stocks. I didn't know what I was doing and was better off buying an index fund, but I did happen to pick some winners (NFLX and AMD). Unfortunately I panic sold them during the 2008 recession because I was way too inexperienced.

Anyways, I want to try the same strategy again except this time hold for 10+ years and these are the 10 stocks I came up with. It's VERY tech heavy, but I'm okay with that seeing as how the bulk of my portfolio is still in an index fund (VT). I think RKLB, UBER, TSLA, NFLX, and RDDT are definitely very risky (especially given that they have all already run up so much), but I think I want to take my chances with these.

Thoughts otherwise?

* **FBTC:** 5%
* **MSTR:** 5%
* **MSFT:** 5%
* **AMZN:** 5%
* **LLY:** 5%
* **RKLB:** 5%
* **UBER:** 5%
* **TSLA:** 5%
* **NFLX:** 5%
* **RDDT:** 5%
* **VT:** 50%

Entirely fun money port. Let me know what y'think of these micro-caps. Don't worry - the "core portfolio" is legit, mostly QQQ etc.


- SATL (ignored space play)
- KVUE (only till merger)
- IMSR (smhow have faith in this)
- LENZ (smartphone addiction story; insiders purchased)
- RR (too cheap to ignore)

Been holding some months, lazily each has around same %, should I swap something for 2026? Do you think the chip trend will continue trough 2026, or cut off somewhere there?

AGI - Gold
ALB - Lithium (and speciality chems)
FCX - Copper (and gold)

KLAC - Semiconductor process control and inspection
LRCX – Semiconductor manufacturing semiconductor
MU – Memory / storage chips
NVDA – GPUs
SIMO - SSDs / flash storage controllers
TSM - Chip manufacturer

27yo employed, total portfolio value $12,450 - also have $35k in a 4.2% HYSA that I'm debating moving over to investments. I know I'm pretty tech-heavy but I believe in these stocks.

I have $75 biweekly recurring investments in VOO, VTI, VXUS, and SCHG.

Thoughts? Anything I should change?

| Ticker | % of Portfolio |
|--------|----------------|
| MSFT | 17.56% |
| AMZN | 17.15% |
| GOOG | 13.18% |
| SONY | 7.93% |
| MP | 5.21% |
| SCHG | 5.07% |
| LUNR | 5.03% |
| NVDA | 4.47% |
| VOO | 3.89% |
| VTI | 3.89% |
| HOOD | 3.24% |
| DKNG | 2.90% |
| SOUN | 2.53% |
| RDDT | 2.34% |
| TM | 1.76% |
| TMUS | 1.63% |
| CELH | 1.61% |
| VXUS | 0.61% |

|Ticker|Industry|Allocation|
|:-|:-|:-|
|ACGL|Specialty Insurance|18.25%|
|SGOV|Short-Term Treasuries / Cash|14.25%|
|DR (TSE)|Medical Services|13.75%|
|WISE (LSE)|Money Transfer|12.50%|
|MOH|Health Insurance|11.25%|
|QFIN|Consumer Lending|9.00%|
|MELI|Ecommerce Retail|9.00%|
|JD|Ecommerce Retail|6.00%|
|FMCC|Mortgage Finance|3.00%|
|THX|Gold Miner|3.00%|

Got burned with QFIN, because the Chinese consumer is weak/weakening and expected to remain weak for a few years. Lesson learned: company research isn't enough - also research consumer strength in the country. So I halved my position. But still bullish on China long-term.

I'm mostly financials and healthcare. This is where the value is right now. The 30% in insurance plus the 14% SGOV is my downturn protection. I'm quite defensive right now. I prefer US defensives + ex-us companies.

I plan to always hold a % in gold moving forward. 3% in a gold miner for now, which is equivalent to a ~6% gold position.

Purchases the last 2 quarters: MOH, MELI, FMCC, JD, THX.

Rate my portfolio. I’ve built up a decent cash position after cutting back some of my AI/chip stocks to take a bit of risk off the table with all these bubble fears. I still feel too heavy in semiconductors, so I’m planning to trim a bit more and slowly add diversifiers like AXP, JPM, and TMUS.


|CASH|20.71%|
|:-|:-|
|VOO|18.67%|
|NVDA|9.88%|
|AVGO|8.34%|
|MSFT|6.66%|
|AMZN|5.52%|
|GOOG|5.38%|
|META|4.92%|
|AAPL|4.77%|
|TSM|4.17%|
|ASML|3.83%|
|NFLX|2.27%|
|TSLA|1.53%|
|JPM|1.09%|
|IBIT|0.71%|
|TMUS|0.67%|
|PLTR|0.64%|
|AXP|0.26%

Degen barbell port with a half-assed attempt at safety:

RKLB 26%

VUSA 24%

BTC 14%

ETH 12%

RHM 6%

GCL 4%

GOOGL 3%

PLTR 3%

Rest: lottery tickets (PRD, ZAP, POET, KEFI)

$124,574 portfolio as of close on 10DEC. Portfolio allocations below are approximate.

> SQQQ - 15% (percentage includes some 2 month out sold puts in total notional value. I sell calls periodically to offset the volatility decay).

> FXY - 25% (FXY is Japanese yen currency ETF purchased in USD). I see this as basically a cash position and a hedge against USD dropping and upside on Japan interest rate hike together with US-Japan carry trade unwinding with fed cutting rates.

> LEGN - 5 % (with plans to increase to 8% max allocation. last 2 earnings reports show moving towards profitability in the CAR-T cell therapy space (not profitable yet, but looking better)

> US10Y - 5% (bought at 4.4%)

> SPY - 5% (ish - have been trimming this for the past 3 months heavily from initial allocation of 15%)

> USD (cash)- 45%. Used for maintenance of sold out positions and reserves for increasing above position sizes based on market dynamics. Also periodically short (puts) QQQ and mag 7 components on the daily/weekly timeframe.

SPGI 25%
ASML 25%
GOOGL 20%
MCO 20%
FICO 10%

About 90% vanguard 500 and 10% 2KQ (Kraken industries) looking to spread out more for long term holding mostly. Looked at $APLD & $NBIS. Any advice on good choice? Not only tech bcus if a crash hits I don’t want to crash with it you know

I’m a 24 y/o navy personnel btw

95% RCAT
5% ZENA

Let’s hear it. My portfolio is intended to be a long term hold. I’ve recently reallocated to reduce tech/AI exposure.

SPY 22.7%
NVDA 10.2%
MSFT 9.6%
XLV 6.9%
BRK.B 6.9%
XLF 6.8%
XLI 6.1%
META 6%
CRWD 5.2%
RKLB 5.1%
AMZN 3.6%
UNH 3.6%
HOOD 3.4%
REMX 3.3%

The logic is to have ~50% ETFs/BRK, ~35% blue chip AI growth, ~15% speculative growth.

Hi all,

Looking for advice on if I should trim / rebalance my portfolio and or hire a fee only CFA per the wiki.


Link to Portfolio: [https://imgur.com/a/oQhQUw2](https://imgur.com/a/oQhQUw2)

For context, I have three accounts that I have historically self-managed:

1. Individual that is taxable where I buy and hold (rarely sell, if ever)
2. Roth IRA that I max out
3. A speculative account where I buy and sell (maybe once or twice a year) in terms of achieving outsized growth.

I also have a 401K that is maxed out but excluded here since it is all target retirement date funds.

48.4% VITL split 56% shares and 44% 20 and 22.5c for 4/17/26

33.6% PYPL split 63.5% shares and 36.5% 30-35c LEAPS for Jan '27 and Jan '28

7.6% SMCI (boy i should have sold this a few times)

4.2% ROOT (dont know why I'm in this, was selling puts for high premium and got clobbered. Kept a few shares.

rest is negligible split between EDIT/DOLE/SPY/BYDDY

I think I should sell my DOLE at this price and stick it into PYPL calls. I want the whole account split between those 2. I'd also prefer to have a more call heavy split on those as well but it is what it is

Rate my portfolio. Gold and ETH provide a long-term foundation. Additionally, I have JPY-hedged exposure to Japanese equities via DXJ. In the equities, I have a strong energy and resources tilt heading into 2026, plus a variety of other names in physical infrastructure, cybersecurity, mining and royalties, healthcare, and retail. I like to have approximately 20 positions in my portfolio at any time, and I generally favor Large Caps (though there are usually 2-4 mid cap names as well).

GLD 16.14%

ETH 9.18%

DXJ 6.43%

NEM 4.92%

PANW 4.84%

CRWD 4.67%

XOM 4.61%

MRK 4.59%

CVX 4.56%

ORLY 4.51%

TTAN 4.50%

CCJ 4.17%

AMRZ 4.16%

LOAR 4.09%

WPM 3.95%

CF 3.84%

KMI 3.80%

LNG 3.76%

GIII 3.28%

Would love someone to rate my portfolio. Been doing this, now, for five years. I’ve managed to get decent rates of returns. Aim is for a mixture of growth and dividend growth

Rolls-Royce - 8.4%

Broadcom - 8.3%

Nvidia - 6.1%

National Grid - 6.5%

Applied Materials - 6.1%

Legal & General - 5.6%

L&G Cybersecurity ETF (ISPY) - 5.1%

3i Group - 4.9%

Diploma - 4.9%

Costco - 4.6%

Sage Group - 3.3%

L&G Clean Water ETF - 3.1%

Relx - 3.1%

Greencoat UK Wind - 2.8%

Coca-Cola HBC - 2.8%

Games Workshop - 2.7%

Ashtead Group - 2.6%

Cerillion - 2.5%

Halma - 2.5%

Bunzl - 2.3%

Aviva - 2.2%

Volex - 1.9%

Home Depot - 1.9%

Marks & Spencer - 1.7%

Ashtead Technology - 1.4%

Premier Foods - 1.3%

Trade Desk - 1.0%

I’m currently wanting to build out my holdings in Bunzl, Coca Cola HBC, and Relx (especially Bunzl and Relx at that their present valuations). I’m also wanting to add General Mills (if it stays at its current price) and Waste Management