내가 생각하는 투자 전략, 잘못된 걸까? 고점에 팔고 조정 때 사는 게 원칙 보유보다 낫지 않을까? 💡

Maybe in time you will realize that this market timing is not profitable and you could have made more money if you just invested into a broad market fund and let it grow by itself.

But if the gambling is fun, you do you.

Problem with trying to time the market is, you have no idea how high a stock will go, and when it finally does dip, how far that dip will go.

That said, your approach of taking partial profits makes sense. Taking some off of MU when it nearly doubled from your purchase was wise despite what happened next.

But lots of people sell what they think is a high only to see the stock go much higher, or buy on a dip only to see it go much lower. If you’re investing for the long-term, it’s far easier and usually more profitable to sit on your hands.

It’s basically impossible to do that consistently, do you know how many people sold Nvidia at 30 dollars just to watch it rocket all the way to 200 and that is the dip now. Stocks can run away from you hard and fast if you sell them and dips can keep dipping and dipping and dipping. If it were that simple we would all be billionaires

1. What makes you think you can do this except in hindsight?
2. How many times do you want to pay taxes?

The idea that your original shares are more profitable because of a lower cost basis is a common mental trap. What matters is the total value of your cash, not the entry price on the screen. If you hold 1 share from 10 to 45, your profit is $35. If you sell that 1 share at 30, you get $30 cash. Rebuying at 15 gets you 2 shares. When those 2 shares hit 45, they are worth $90, giving you $80 profit. The second path makes more money because you doubled your share count on the dip. The real issue is that timing peaks and dips perfectly is almost impossible in practice, and you get hit with short-term capital gains tax every time you sell. Are you doing this in a taxable account or a Roth IRA?

Welcome to trading lol..

Whatever you decide just remember to factor in taxes.

Yep, selling high and buying low is the optimal strategy...